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Simple and affordable term coverage with Super Preferred Non-tobacco rates and a choice of guarantee periods.

Target Markets:

• Broad market appeal
• Individuals seeking guaranteed term coverage

A powerful long-term cash value accumulation product ― Builder IUL is an indexed universal life insurance product that offers the guarantees and flexibility of universal life insurance combined with the opportunity to earn interest linked to the performance of one or more stock market indices.

Target Markets:

• Retirement supplement
• Buy-Sell
• Low cost protection
• Mortgage protection

Ideal for maximizing savings for college and retirement. An excellent asset protection/reallocation vehicle. Also recommended for single-premium annuity transfers.

Target Markets:

• Retirement supplement
• College supplement
• Asset protection

Custom GrowthCV
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For clients seeking comprehensive death benefit protection along with the opportunity to build significant cash value growth, Custom GrowthCV may be the ideal choice. It offers several key features for cash value growth while making it easy to access the accumulated funds, too.

Target Markets:

• Wealth Transfer
• Estate Planning
• Buy-sell agreement
• Executive bonus plans

Custom Guarantee
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The solution for clients who want the performance and flexibility of universal life coverage – plus the solid guarantees associated with whole life insurance.  Extended No Lapse Guarantee feature puts clients in control.

Target Markets:

• Individuals seeking long-term death benefit guarantees¹
• Wealth transfer

Custom TermGUL
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Our most affordable universal life plan.  Custom TermGUL offers permanent lifetime protection and an opportunity for cash value growth.  Ideal "death benefit only" coverage.

Target Markets:

• Income replacement
• Low-cost coverage

Guarantee Builder IUL
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Guarantee Builder IUL has some of the lowest premiums to guarantee death benefit coverage to age 120¹ with the opportunity for cash value growth.

Target Markets:

• Family protection
• Retirement savings
• Mortgage protection
• Limited pay premium

Rapid Builder IUL
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Permanent life insurance protection combined with the opportunity to earn interest linked to the performance of one or more stock market indices. An IUL designed to build early cash value accumulation.

Target Markets:

• 1035 Exchanges
• Premium Financing
• Buy Sell Agreements

Survivorship GIUL
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Indexed universal life insurance covering two lives with the death benefit paid upon death of the second insured.

Target Markets:

• Estate Planning
• Retirement Supplement

¹Subject to premium  payment requirements. Custom Accumulator III, Builder IUL, Custom GrowthCV, Custom Guarantee, Custom TermGUL, Guarantee Builder IUL, ADDvantage plans, Rapid Builder IUL, and Survivorship GIUL are issued on policy form series LS165B, LS172, LS166,  and LS170,  LS167, LS164A, LS143AMP, LS169, and LS171 respectively by North American Company for Life and Health Insurance, Executive Office, Chicago, IL, 60607.  Products, features, riders, endorsements or issue ages may not be available in all jurisdictions.

College Funding: The primary purpose of life insurance is to provide a death benefit to beneficiaries. Because of the uncertainty surrounding all funding options except savings, it is critical to encourage your clients to make personal savings the cornerstone of their college funding program. However, even a well-conceived savings plan can be vulnerable. Should your clients die prematurely, their savings plan could come to an abrupt end. To protect against this unexpected event, life insurance may be the only vehicle that can help assure the completion of a funding plan. In addition to the financial protection aspect of insurance, the tax-deferred buildup of cash values can be part of your clients’ college savings plan. Generally, distributions up to the contract's cost basis are tax free. Moreover, loans in excess of the cost basis are also tax free as long as the policy remains in force.